Disability and Insurance Law Blog

27 posts

What Is Social Security Disability?

Across the country, millions of people are suffering from disabilities and disabling conditions. These impairments range from marginal to severe. Some people may be able to function independently, whereas other disabled individuals are totally dependent. Regardless of the disability, many people continue to suffer. Fortunately, there is assistance. The Social […]

Claiming Disability as a result of Back Pain

Claiming Disability as a result of Back Pain

Back pain may be caused by any number of issues, and claiming disability as a result of back pain can be a challenge.  Back pain may be created by degenerative disc disease, muscle and disc issues, congenital malformations, or even hip or knee issues that change how people carry themselves.  […]

Claiming Disability as a result of Fibromyalgia nerves

Claiming Disability as a result of Fibromyalgia

Fibromyalgia is an illness that affects millions of people nationwide, and of those individuals, many thousands will experience challenges claiming disability as a result of fibromyalgia.  This diagnosis is neurologic in nature, and its symptoms include tenderness to the touch in the muscles, joints, and soft tissue as well as […]

Insourcing Medicaid Eligibility Webinar

Insourcing Medicaid Eligibility: Free Webinar

O’Brien & Feiler recently presented a webinar through Hometown Health University regarding Insourcing Medicaid Eligibility.  Most hospitals seek Medicaid Eligibility on behalf on uninsured patients.  Not only does this benefit the hospital, but it benefits patients, and the stakes have never been higher.  Unexpected medical debt is the leading cause […]

Composite Jobs as Past Relevant Work

The Composite Jobs Rule can materially affect the Social Security Disability / SSI claim evaluation process.  The technique employed by the Social Security Administration (SSA) typically follows a five-step sequential evaluation process.  These five steps are discussed in detail over in the OBF Knowledge Base, but as a brief summary […]

early retirement and disability

Early Retirement & Disability Can Work Together

A well-timed Social Security Disability claim can increase retirement benefits in certain circumstances.  Successfully claiming disability will lessen the early retirement reduction for people who stop working due to health reasons. OBF Disability Attorney Thomas O’Brien shares this strategy in an article published on Medium.com.  Seeking Disability benefits prior to […]

passive income tree

Passive Income Can Affect Disability Claims

In every disability case, a Claimant’s cash flow (Passive Income and Regular Income) are observed.  These earnings may be examined for evidence of Substantial Gainful Activity, or they may be examined for the purpose of reducing SSI benefits.  In all cases though, the nature of the earnings is important.  In […]

Transferable Skills

Transferable Skills and the DOT

One of the more technical and intimidating aspects for individuals who worked in highly skilled jobs is understanding how transferable skills are analyzed during the disability hearing. For claimants with skilled or highly skilled work backgrounds—as opposed to those with only unskilled backgrounds requiring little training or education— winning a […]

starting line

Initial Claim for Disability Benefits

Filing an initial claim for disability benefits is a watershed moment in most workers’ lives.  By the point filing disability has been considered, a Claimant has almost certainly experienced such significant mental or physical health issues at to prevent or remarkably reduce the ability to work.  As such all communications […]

rope picture confusion

Reconsideration: After an Initial Denial

When individuals file for disability, the odds are initially against them.  Most disability claims are denied at the initial level of application.  In fact, nearly 70% of claims are denied at the initial stage.  Claimants should not give up because the odds of success will improve (just not as quickly […]